My Philosophy

Products: 
I sell insurance products that provide security to my clients. 

Whether it’s medical insurance to pay for the finest health care (individual and group medical insurance), dollars that will allow a family to maintain the lifestyle that was planned and hoped for (life insurance), income protection in the event of a physical disaster (disability income insurance), income in case you live too long (annuities), and protecting you and your loved ones if you need specialized care (long term care insurance), are all problems of life.

The products I sell are aids to protecting your goals.

But, just offering these products isn’t enough.  Not for you, not from me.

Knowledge:
Buying the product is the first step in protection, but implementing it to the maximum effect is the second part of the sales equation.  Placing the RIGHT product, in the RIGHT position to maximize the benefit is crucial to implementation.

I have spent the past thirty years refining my craft.  Constantly studying to learn more, keeping up or ahead of what’s new in the market place.  That’s why I invested both the time and the money to earn the respected CLU (Chartered Life Underwriter) and ChFC (Chartered Financial Consultant) designations.

Service: 

The third part of the equation.  Once purchased, providing someone to call if you have questions or concerns.  Making sure the product continues to meet your changing needs. 

I believe in personal service.  A real live person who dotes on his clients needs.  That’s my commitment to you.

I believe I have to earn your business now and in the future.  I do that by bringing to you the best products, properly installed for maximum advantage, and follow up with ongoing, outstanding service. 

Jeffrey D. Vodovoz, CLU, ChFC

California License Number 0467338