Health Problems and Insurability

Have you been told that because of an existing health condition you can’t get health insurance, life insurance, or disability insurance?

Maybe you can’t.

But, then again, maybe you can!

The marketplace is constantly evolving.  Changes in underwriting practices, changes in the law, may now enable you to secure vital, affordable coverage that was previously unavailable to you.

Recently someone who was referred to me explained he needed $600,000 of ten year term insurance to guarantee a business loan. Turning to his local agent for the coverage, he was declined because of an existing health condition. A second agent had secured an offer of coverage that came with a $50,000 annual premium! Using my resources, we secured the coverage from an “A” rated insurer for $1,700 a year.

Give me a chance.  The worst that can happen is I can’t help you. Email me at jeff@VodovozInsurance.com with detailed information regarding your health situation, including date of birth, smoker or non, what type of insurance and amount you are in need of, or call me toll free at 1-800-809-3467.  Be sure to include your contact phone number if I need to call for additional clarification.